When a woman says she’s a “stay-at-home” mom or a fulltime homemaker, what automatic judgments do you make? If you’re anything like me, you think soccer mom, homemade cookies and frumpy clothes. It sounds ridiculous for a homemaker like myself to admit such things. But truthfully, it’s what I think. Or rather, it’s what I used to think.
My previous notions about women and motherhood are being twisted and turned in their definitions. It’s not that I ever consciously thought negatively about this position; in fact, I have wanted to become a mother for my entire life and I greatly valued the things mothers accomplished. Well, sometimes I valued them. Other times I assumed (and we know what assuming does right?) that stay-at-home moms had easy lives. After all, how hard can measly chores like washing the laundry and the dishes be? And really, we all know that moms drop the kids off at school, then eat ice cream and watch television all day long. Right?
Um, no. Big N-O. Life as a homemaker is nothing like that.
I am far from a financial planner. It takes all my strength and energy to plan a budget and figure out savings accounts. However, all the talk recently about the future of Social Security made me realize that I am foregoing my Social Security benefits by being a stay-at-home mom. As in, I’m building up NOTHING for my future retirement (for a moment, forget the possible perils of future benefits for everyone, not just me) while working at home to raise children. Somehow this doesn’t seem fair!
If I paid someone else to watch my daughter during the day, then worked as an early childhood teacher in a daycare or as a housekeeper for a cleaning service or as a professional drycleaner or as a lawn care worker for a yard service, then I’d be deemed worthy of Social Security. If money exchanged hands, I could show that I was contributing to society in a measurable fashion. If I hired someone to do the tasks I’m expected to complete by being at home (feeding, bathing, diapering, teaching my child; doing the laundry; cleaning the house; caring for the yard; shoveling walkways), then the paid worker would receive Social Security. But wait…! Isn’t the rearing of children, those responsible for paying for the future retirement of us all, isn’t that something important on a national level?
Food for thought. Chew it over. Respond with your ideas.